[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.allambie.cz\/jak-uniknout-financnim-problemum\/#Article","mainEntityOfPage":"https:\/\/www.allambie.cz\/jak-uniknout-financnim-problemum\/","headline":"Jak uniknout finan\u010dn\u00edm probl\u00e9m\u016fm?","name":"Jak uniknout finan\u010dn\u00edm probl\u00e9m\u016fm?","description":"Soukrom\u00fd podnikatel, kter\u00fd by byl za v\u0161ech okolnost\u00ed imunn\u00ed v\u016f\u010di ekonomick\u00fdm rizik\u016fm, je utopi\u00ed. N\u011bkdo takov\u00fd zkr\u00e1tka neexistuje. N\u011bkdo vzdoruje finan\u010dn\u00edm rizik\u016fm \u00fasp\u011b\u0161n\u011bji, n\u011bkdo t\u011bmto pro zm\u011bnu podl\u00e9h\u00e1 \u010dast\u011bji nebo t\u0159eba i ka\u017edou chv\u00edli, ale nikdo nem\u016f\u017ee nikdy tvrdit, \u017ee jemu nic nehroz\u00ed, \u017ee on ustoj\u00ed v\u0161echny potenci\u00e1ln\u00ed hrozby, je\u017e na n\u011bj mohou v byznysu<div class=\"theme-link-more\"><a href=\"https:\/\/www.allambie.cz\/jak-uniknout-financnim-problemum\/\" class=\"theme-more-link\">Continue reading<span class=\"screen-reader-text\"> \"Jak uniknout finan\u010dn\u00edm probl\u00e9m\u016fm?\"<\/span> <svg class=\"svg-icon\" aria-hidden=\"true\" role=\"img\" focusable=\"false\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\"><path fill=\"currentColor\" d=\"M16.172 9l-6.071-6.071 1.414-1.414 8.485 8.485-8.485 8.485-1.414-1.414 6.071-6.071h-16.172v-2z\" \/><\/svg><\/a><\/div>","datePublished":"2021-09-02","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.allambie.cz\/author\/#Person","name":"","url":"https:\/\/www.allambie.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f08fec9e5d161146672022190172bcb121f980bd7a64f251ea643f4b19d0f071?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f08fec9e5d161146672022190172bcb121f980bd7a64f251ea643f4b19d0f071?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"allambie.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.allambie.cz\/wp-content\/uploads\/evropsk%C3%A9%20centy_6.jpg","url":"https:\/\/www.allambie.cz\/wp-content\/uploads\/evropsk%C3%A9%20centy_6.jpg","height":0,"width":0},"url":"https:\/\/www.allambie.cz\/jak-uniknout-financnim-problemum\/","about":["Pen\u00edze"],"wordCount":398,"articleBody":"   Soukrom\u00fd podnikatel, kter\u00fd by byl za v\u0161ech okolnost\u00ed imunn\u00ed v\u016f\u010di ekonomick\u00fdm rizik\u016fm, je utopi\u00ed. N\u011bkdo takov\u00fd zkr\u00e1tka neexistuje. N\u011bkdo vzdoruje finan\u010dn\u00edm rizik\u016fm \u00fasp\u011b\u0161n\u011bji, n\u011bkdo t\u011bmto pro zm\u011bnu podl\u00e9h\u00e1 \u010dast\u011bji nebo t\u0159eba i ka\u017edou chv\u00edli, ale nikdo nem\u016f\u017ee nikdy tvrdit, \u017ee jemu nic nehroz\u00ed, \u017ee on ustoj\u00ed v\u0161echny potenci\u00e1ln\u00ed hrozby, je\u017e na n\u011bj mohou v byznysu \u010d\u00edhat.Rizik je prost\u011b v soukrom\u00e9m sektoru spousta. A ani ten nejproz\u00edrav\u011bj\u0161\u00ed ze soukromn\u00edk\u016f je dok\u00e1\u017ee v\u010das vytu\u0161it a vymyslet n\u011bco, jak se jim vyhnout. A tak do toho podnikatel\u00e9 nejednou spadnou. A je jenom na nich, jak se pak se sv\u00fdmi probl\u00e9my vypo\u0159\u00e1daj\u00ed, zda je zvl\u00e1dnou se ct\u00ed nebo prost\u011b p\u016fjdou i se sv\u00fdm podnikem ke dnu.A jak se d\u00e1 s komplikacemi finan\u010dn\u00ed povahy bojovat? \u010castou \u201azbran\u00ed\u2018, je\u017e se tu pou\u017e\u00edv\u00e1, je p\u016fj\u010dka. Podnikatel, kter\u00fd je v \u00fazk\u00fdch, se zkr\u00e1tka obr\u00e1t\u00ed na banku nebo n\u011bjakou jinou finan\u010dn\u00ed instituci, za\u017e\u00e1d\u00e1 si tu, a m\u00e1-li \u0161t\u011bst\u00ed, dostane pen\u00edze, kter\u00e9 jsou mu zrovna zapot\u0159eb\u00ed, kter\u00e9 ale postr\u00e1d\u00e1.A pokud doty\u010dn\u00fd \u0161t\u011bst\u00ed nem\u00e1? Pak zkr\u00e1tka mus\u00ed zm\u011bnit finan\u010dn\u00ed \u00fastav, na kter\u00fd se obr\u00e1til marn\u011b, za jin\u00fd. Kup\u0159\u00edkladu za nebankovn\u00ed spole\u010dnost, ve kter\u00e9 se nab\u00edz\u00ed hypot\u00e9ka pro podnikatele.V \u010dem je takov\u00e1 hypot\u00e9ka jin\u00e1 ne\u017e ostatn\u00ed p\u016fj\u010dky? Pochopiteln\u011b p\u0159edev\u0161\u00edm v tom, \u017ee se u n\u00ed vyhovuje t\u011bm, kte\u0159\u00ed se za p\u016fj\u010den\u00e9 pen\u00edze zaru\u010d\u00ed z\u00e1stavou nemovitosti. Ta je tu toti\u017e jako u kter\u00e9koliv jin\u00e9 hypot\u00e9ky naprosto nepostradateln\u00e1. Ov\u0161em pr\u00e1v\u011b to je p\u0159ednost\u00ed takov\u00e9 nebankovn\u00ed hypot\u00e9ky. D\u00edky z\u00e1stav\u011b nemovitosti se tu toleruj\u00ed ni\u017e\u0161\u00ed \u017eadatelovy p\u0159\u00edjmy, d\u00edky n\u00ed tu nemus\u00ed vadit ani z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a podobn\u00e9 pot\u00ed\u017ee. A proto tu usp\u011bj\u00ed i ti \u017eadatel\u00e9, kter\u00fdm by se jinde usp\u011bt nepoda\u0159ilo.A jak se jist\u011b shodneme, je to dobr\u00e1 zpr\u00e1va pro soukromn\u00edky s ekonomick\u00fdmi probl\u00e9my. Tedy pro ty, jim\u017e by jinak nikdo nep\u016fj\u010dil. A oni by tak byli odsouzeni k bankrotu.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak uniknout finan\u010dn\u00edm probl\u00e9m\u016fm?","item":"https:\/\/www.allambie.cz\/jak-uniknout-financnim-problemum\/#breadcrumbitem"}]}]